A Simple, Strategic Path for Your Journey
As an independent firm located in Gilbert, Arizona and Lee's Summit, Missouri, we're able to personalize financial solutions tailored to your unique needs. As a fiduciary, we put you first. Our recommendations are always informed by time-tested wealth management strategies. We're committed to earning your trust and stand firm in our commitment to excellence and expertise.
What Makes Rayhons Financial Special?
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Helping Clients Dream Bigger
At Rayhons Financial, we help clients dream bigger, think clearly about life’s most important decisions, and provide a strategic, simple path for their journey to success. We’re proud of the work we get to do with our clients, and we prize the long-term relationships we get to build and maintain. We know there’s more to life than money, we’re here to help you unlock your most enjoyable life.
Confidently Planning Your Future
We guide business owners, individuals, and families to financial confidence with an education-first approach, ensuring clarity and understanding every step of the way.

Financial Services We Offer
Our services help you gain clarity and confidence, helping you prioritize your passions and the people you love over assets.
Coaching & Advice
Life is full of big, important decisions and our work is to lead people through them.
Inheritance Planning
We specialize in strategic preparations for those who may be receiving an inheritance.
Retirement Planning
It's a lifelong process that requires a strategic and simple plan based on your goals.
Wealth Management
We take a holistic approach to wealth management considering all aspects of your life.
Financial Planning
We'll lay out the necessary steps so you can focus on what’s important, not money.
Income Protection & Insurance
Being prepared financially for the unexpected will take the weight off your shoulders.
Meet yOur Advisors
JW Rayhons CRPC®
President, Investment Advisor Representative
Andrea Bereznak CRPC® CFP® ABFP™
Investment Advisor Representative
Expand Your Financial Knowledge
A Penny Saved is Two Pennies Earned
Investing for Impact
FAQs:
What is the “Rayhons Way” of financial planning?
We believe there’s more to Life than money®. Planning begins with understanding what matters most to you—your pursuits, passions, and goals—then creating a strategic, simple path that helps you make life’s most important decisions with greater clarity and confidence.
Who does Rayhons Financial work with?
We work with individuals, families, and business owners who want more than investment management alone. Our clients value thoughtful planning, trusted expertise, and an ongoing relationship that helps align their financial resources with the life they want to live.
What does comprehensive financial planning include?
Comprehensive planning brings the moving parts of your financial life together. We consider investments, retirement, taxes, insurance, estate planning, cash flow, and major life decisions as part of one coordinated strategy built around your bigger picture.
When should I hire a financial planner?
Planning is especially valuable when life becomes more complex or an important decision affects more than one area of your future. Whether you’re preparing for retirement, growing a business, navigating change, or simply asking “What’s next?”, the right plan can create clarity, simplicity, and direction.
How do I get started with Rayhons Financial?
It starts with a conversation about you—not simply your finances. We take time to understand what matters most, where you want to go, and whether the "Rayhons Way" is the right fit for helping you move toward your ideal, joyful life.