Championship sports teams always go into a season with a unified game plan.  Successful companies operate with a clearly defined business plan.  Families, as well as individuals, communicate clearly and openly when they have an agreed upon financial plan.  A common foundation and open communication leads to lifelong confident money decisions.

This covers the traditional scope of financial planning, which can include retirement needs, current portfolio analysis, estate planning, education planning, protection analysis, and inheritance management.  After a clear understanding of such needs and goals, we can provide you with a custom-prepared, written plan that can position you to make successful financial decisions.

There are no hourly fees.  Your personal Financial Plan is completed based on a pre-determined agreed upon fee.

Security Tomorrow Requires Planning Today

We can help get you there.

It is estimated that over 70% of all Americans do not have a formalized estate plan. And of those who have planned, most mistakenly created only a simple will or are relying on joint tenancy ownership of their assets to distribute their estate. For those who have no plan in place, state law will dictate how their estate is to be distributed at death. As you can imagine, the government's distribution plan has no particular concern for what you may think is best for your family. You have worked hard all your life to build up your assets. Make sure they pass to your family – not to probate attorneys and the government.

Delivering Peace of Mind through Sound Estate Planning. A well-drafted estate plan ensures that your estate passes to those you want, when you want, and is carried out in the manner you've chosen. You can protect your family from the long, public process and costly matter of probate. The government won't be able to take what you've spent a lifetime building.

This service helps you learn how to develop important habits such as controlling your expenses and increasing savings.  An inventory is taken on your existing situation and then a custom plan is developed to suit your needs.  To aide in your success of this necessary discipline you will work with a personal coach.  Rayhons Financial Solutions is determined to play a part in helping people move away from the stresses and anxiety of living paycheck to paycheck.